Author: Harper Lee

Who Needs a Life Insurance Policy?

Those who have someone dependent on them financially definitely need a life insurance. It is a type of protection for one’s family in case one dies.

Apart from this, people who are have children or outstanding loans, or those people who want to provide for their old age should invest in life insurance. Sometimes, people who have mortgages to pay also take insurance policies in order to meet mortgage lender’s requirements.

While choosing a policy, one must also consider the amount or value of the policy one is investing in. This is a harder decision to take.

Health Insurance – A comprehensive know-how

Health Insurance is a kind of health coverage where the insurance covers the insured individual’s medical, hospital and surgical costs. It comprises of two main bodies, the health provider, which is essentially a doctor, hospital, a clinic, health care practitioner, laboratory, or the pharmacy and the insured is the person availing the services of the health insurance.

In health insurance plans there are two kinds of payments that can be done, either the insured individual can pay from their pocket and be reimbursed by the insurer, or the insurer directly pays the money to the health provider.

Health Insurances have another type of classification on the basis of the type and time period of coverage taken by individuals. These include the following;

  1. Individual and Family Plans
  2. Short Term Plans
  3. Dental Insurance
  4. Medicare
  5. Individual and Family Plans – These are major plans and are very comprehensive in the type of cover they deliver. It covers a wide range of services including emergency, surgery, maternity, paediatric care, mental health, laboratory services, rehabilitative services etc.
  6. Short Term Plans – These are also known as temporary health insurance plans. These usually cover unexpected accidents or illnesses suffered by the insured or his/ her family. These plans last from one to eleven months with a renewal option included.
  7. Dental Insurance – These plans cover for the dental issues being suffered by the individual or family. They range from basic dental care to surgical dental problems.
  8. Medicare – This particular type of plan is targeted to individuals who are 65 years of age or older. It caters for their general as well as particular health related issues like disabilities or illnesses. They usually are basic plans that can be supplemented with hospital and pharmacy care services. You can also talk to an expert for more knowhow and understanding.

The origin of Paleo diet

The concept of paleo diet originated with the work of Walter Voegtlin, a gastroenterologist in 1970s and this idea was further developed by Stanley Boyd Eaton &Melvin Konner and made available by Loren Coordain through his book – ‘The Paleo Diet’ released in 2002. In the year 2012 it was considered as a popular trend in the fields of weight loss and dieting and in fact by 2013 Paleo diet was one of the highly searched weight loss plan on search engines like Google.

The Paleo diet is believed to be confusion in nature where certain groups of foods are to be avoided. And hence they include major groups like grains, starch, dairy products; etc following the Paleo diet for months becomes a little difficult. Moreover it is a diet based on assumptions related to the digestive capabilities and nutritional requirements of our ancestors. And over the years human beings have evolved to tolerate the modern dietary changes. Apart from these factors there are no other drawbacks. And when you gain health benefits along with weight loss you can gladly follow this diet plan.

The minor drawbacks and how is it compensated

The very fact that this diet shuns processed foods is the upside of Paleo diet. Thus, you eat healthy when you avoid processed foods, foods rich in Trans fats and sugars, etc. Though you avoid grains and dairy products you get to eat a lot of vegetables and fruits which are packed with nutrients and fiber. The calcium that is otherwise provided by dairy products is supplemented by almonds and coconut milk.

The Paleo diet recipe book to help you with the diet

Paleo recipe book is the perfect solution to follow the Paleo diet with over eighteen categories and 372 recipes that will help you feel full. With these recipes you will never crave for the foods that you are avoiding. Not just meals but also dessert recipes are available in the book which will help you when you are avoiding sugar and dairy products but have a sweet tooth.

Maintaining your health is not just necessary to keep you on your toes all the time but it is also important to ensure a healthy and active old age. Hence eat healthily with a well planned paleo diet, be positive, lead a productive and healthy life and be happy. What are you waiting for?

Why everyone have to prefer healthy food?

Everyone in recent times are preferring junk food or fast food over healthy food. Most people have a hectic schedules and don’t find time to cook their food. When they feel hungry, they just order some junk food and eat them. This is not a healthy lifestyle. You may gain weight and there is a risk of many health issues. So, you need to be conscious about the food you are eating. Eating healthy food is always good for health and reduces the risk of many types of diseases. Eating the healthy food is eating different types of foods which provides nutrients that are required to maintain good health. The healthy food also provide you good amount of energy to do your daily activities actively. The nutrients provided by the healthy food contains different sources like fats, carbohydrates, proteins, vitamins and minerals. Having these nutrients in a required proportions based on your body weight and metabolism is the balanced diet. Eating junk food is unhealthy but you can take it once a week if you love to eat them. Make sure to eat healthy food throughout the week.

Benefits of eating healthy food:

  • A healthy food includes all food groups that provides required nutrients to the body. The healthy foods are whole grains, fruits, vegetables, lean protein, healthy fats. You have to replace the foods that contains sugar, salt and trans fat by more nutritious food.
  • There are many health benefits of eating healthy food. It includes the benefits like strong bones, decreases the risk of heart diseases, boosting the mood.
  • It protects you from many types of heart diseases. The most common condition that arises due to unhealthy eating is high blood pressure or hypertension. This hypertension would lead into heart failure, heart attack and heart stroke.
  • Eating the healthy food that contains antioxidants can help you in reducing the risk of developing cancer. The antioxidants helps in protecting the cells from the damage. The free radicals present in the body would damage the cells thus causing cancer. The antioxidants we get through healthy food remove these free radicals. In this way eating healthy food protects you from cancer.
  • There are many foods that are rich in antioxidants. It includes foods like dark leafy vegetables, pumpkin, carrots, nuts, seeds, berries such as raspberries and blueberries.


Maintaining a healthy lifestyle will make you lead a healthy lifestyle and prevents from many diseases.